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Tags Current Affairs

Jharkhand’s crop relief scheme

Date: 27 December 2020 Tags: Bills & Laws


Jharkhand is set to replace the Prime Minister’s Fasal Bima Yojana for farmers with its own crop relief scheme.



  • Every year a large amount is paid by the state government as premium to the insurance companies. However, the claims settled through insurance are way too disproportionate.

  • In the last three years, out of a total of 33.79 lakh registered farmers, only 2.25 lakh farmers have benefited from the scheme.

  • The Jharkhand government says that since the state pays half the insurance premium, it would rather use that amount for direct compensation.

Kisan Fasal Rahat Yojana

  • It is a compensation scheme aimed at providing security cover to Jharkhand farmers in case of crop damage due to natural calamity.

  • It will cover both land owning and landless farmers. The Department of Agriculture, Animal Husbandry and Co-operative will be the implementing agency and it will work in association with a project management unit.

  • Food safety, crop diversification, rapid development in agriculture and paving the way for competition, are among the aims of the scheme. It is not an insurance scheme where premiums are paid.

  • Crop damage will be assessed through a ‘ground truthing’ process, which will be a combination of sample observations.

  • In the case of post-harvest damage, assessment will be done on the basis of sighting. Various coordination committees will be constituted at various levels.

  • The role of the gram sabha is important in the initial reporting of crop damage received from the farmers.

  • Floods, hurricanes, tornadoes, volcanic eruptions, earthquakes, tsunamis, hurricanes and other geological processes fall under the category of natural calamities which will be covered under the scheme.

  • Damage due to wild animal attack, preventable risks such as unscientific farming by farmers will not be considered under the scheme.


Farming in Jharkhand

  • There are around 38 lakh farmers cultivating 38 lakh hectares of land in Jharkhand. Among them around 25 lakh farmers are small or marginal landholders. 

  • Irregular monsoon has affected the Kharif sowing season and as Jharkhand is mostly a single crop (paddy) state, the scheme will primarily target this group of farmers. 

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