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The Hindu Analysis Free PDF Download

Date: 06 September 2021

Paralympic Success | ToI

  • Indian para-athletes | 19-medal
  • Our 5 golds, 8 silvers and 6 bronzes are spread across shooting, badminton, javelin, table tennis, high jump, discus throw and archery.
  • International Paralympic Committee: 15% of the world’s population to be disabled
  • Step up disability infrastructure and social inclusion
  • India’s first table-tennis para-medallist Bhavina Patel - has spoken of how often she has had to dig into her family’s bank account for training and equipment.
  • Today there is no shortage of solutions to help Indians with disabilities to live more fully.
  • It’s access that must be ramped up.

  • India’s first table-tennis para-medallist Bhavina Patel - has spoken of how often she has had to dig into her family’s bank account for training and equipment.
  • Today there is no shortage of solutions to help Indians with disabilities to live more fully.
  • It’s access that must be ramped up.
  • India’s first table-tennis para-medallist Bhavina Patel - has spoken of how often she has had to dig into her family’s bank account for training and equipment.
  • Today there is no shortage of solutions to help Indians with disabilities to live more fully.
  • It’s access that must be ramped up.
  • India’s first table-tennis para-medallist Bhavina Patel - has spoken of how often she has had to dig into her family’s bank account for training and equipment.
  • Today there is no shortage of solutions to help Indians with disabilities to live more fully.
  • It’s access that must be ramped up.

A New Digital Revolution in India | ET

  • Account Aggregator framework
  • Potential to completely change the way data is used
  • India has quietly devised a means for an individual (or a business) to proactively use his or her data to obtain services, handing the data over to would-be users, say a bank or an insurance company, digitally, securely and revocably.
  • The intermediary between the data provider and the data user, deploying standardised protocols and secure encryption, and managing the consent of the individual whose data is being provided/accessed, are the Account Aggregators.
  • Consider a small business that seeks a loan from a bank.
  • It can furnish its bank statements, GST returns, annual results, income-tax filings, etc. to the bank, as proof of its creditworthiness.
  • An Account Aggregator can, with the enterprise’s consent, furnish the data seamlessly to multiple banks to apply for a loan, accept the best offer and revoke the consent given to other banks to access its data.

The judicial role in improving lawmaking | TH

  • Deterioration in the quality of deliberation in Parliament
  • CJI N.V. Ramana - laws passed without meaningful deliberation
  • Legislators, as representatives of the people, are expected to exercise a duty of care before casting their vote.
  • It is in the legislative organ that diverse interest groups find representation.
  • Equal participation and respect for fundamental rights
  • The Constitution contains certain detailed provisions laying out how laws are to be passed by Parliament and the State Legislative Assemblies.
  • For example, even when the result through voice votes are unclear, the exact number of “ayes” and “nays” are not always counted, suggesting that Bills may be passed without securing the majority vote required under Article 100.
  • Bills are certified as Money Bills to bypass the Rajya Sabha even where they do not meet the specific description of Money Bills provided under Article 110.
  • Another important method is for the judiciary to make deliberation a factor in evaluating the constitutional validity of laws.
  • In exercising judicial review, the court’s role is to call on the State to provide justifications explaining why the law is reasonable and, therefore, valid.
  • While doing so, the court can also examine whether and to what extent the legislature deliberated the reasonableness of a measure.
  • The legislative inquiry would usually include evaluating the factual basis justifying the law, the suitability of the law to achieve its aim, and the necessity and proportionality of the law relative to its adverse impact on fundamental rights.
  • The Supreme Court, in fact, adopted this approach in the Indian Hotel and Restaurants Association (2013) case.
  • The judiciary can also make deliberation a factor in choosing whether to employ the doctrine of “presumption of constitutionality”.
  • When laws are passed without deliberation and without examination of the empirical basis on which they are premised, the State usually finds it more difficult to explain why such laws constitute a reasonable restriction on rights and, therefore, heavily relies on the doctrine of presumption of constitutionality to resist close judicial scrutiny.
  • The CJI’s suggestion that the legislature be reformed from within is admittedly the ideal solution to remedying legislative dysfunction without raising concerns of separation of powers.
  • Against this backdrop, the judiciary can and should employ the tools available to it to nudge legislative bodies to improve their lawmaking processes.

Ensuring Safe Privatisation | ET

  • Life Insurance Corporation Act 1956, and was completed with the amalgamation of more than 100 private general insurance (GI) companies to form the five government-owned ones through an Act of Parliament in 1972.
  • The Malhotra Committee, set up by the PV Narasimha Rao government in 1993, recommended allowing private enterprise and foreign participation in the insurance sector.
  • Atal Bihari Vajpayee government that initiated the reforms — allowing private players and foreign participation (up to 26% ownership) and the formation of an empowered Insurance Regulatory and Development Authority (IRDAI).
  • In the last few years, the Narendra Modi government relaxed (to 49% in 2015 and to 74% in 2021) the limit of FDI, and amended the General Insurance Business (Nationalisation) Act, 1972.
  • The amendment allows GoI to reduce its stake below 51% in government-owned GI companies, thereby allowing their privatisation.
  • The solvency ratio is a measure of how much the insurer has in assets versus how much it owes.
  • And for PSUs, this has been consistently below IRDAI defined norms of 150%.
  • GoI will have to step in with the infusion of capital.
  • This, after ₹12,450 crore being infused in three of these GI companies in the last two years.
  • Isn’t this situation a case of throwing good money after bad?
  • Live and Let FDI
  • With a private owner, these companies will benefit from best practices in underwriting, customer service, the use of technology and creation of innovative products.
  • Lower costs, improved products and service standards will add value to the economy as a whole.
  • The insurance business needs patient capital

NEWS

  • PM Modi to interact with healthcare workers, beneficiaries of Covid vaccination program in Himachal Pradesh at 11 AM today
  • Prez Kovind to present President's Colour to Indian Naval Aviation at Dabolim in Goa today
  • Central govt transferred Rs 1.5 lakh cr directly to bank accounts of farmers under PM Kisan Samman Nidhi, says Anurag Thakur
  • Central Team to visit Bihar today to assess damages caused by recent floods in state
  • ED issues lookout notice against Former Maharashtra Home Minister Anil Deshmukh in money laundering case
  • Mansukh Mandaviya participates in G-20 Health Ministers Meeting 2021 hosted by Italian Presidency
  • PM Modi to host Paralympians on their return to India
  • Govt is always ready to hold talks with farmers: I&B Minister Anurag Thakur
  • Education Minister Dharmendra Pradhan confers AICTE- Visvesvaraya Best Teacher Award
  • Conflicting report emerge over fighting in Panjshir valley of Afghanistan
  • Ethiopian military claims killing over 5,600 members of the Tigray rebel forces

ANS

The Batagur kachuga, Batagur baska and Nilssonia nigricans are species of which endangered animal in India?

  • Turtle
  • Fresh water crocodile
  • Blackbuck
  • Hippopotamus

MCQ

Q.) How many women judges does the Supreme Court currently have?

  • Nine
  • Eleven
  • Three
  • Four